American Express credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All information is correct as at 10 June 2011 and is subject to change. This offer is only available to members of the Queensland Law Society residing in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. Membership Rewards Ascent enrolment required. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions To transfer Membership Rewards points for points into an airline rewards or Frequent Guest partner program you must be a member of the partner program. Membership of the partner program is the Cardmember’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. 
2. Qantas Direct enrolment required. Qantas Frequent Flyer members only. Earning of points is subject to the Terms and Conditions for the Qantas Direct program for American Express Cards available at www.qantas.com/frequentflyer and exclusions apply. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee applies. Once Qantas Frequent Flyer points have been transferred to your Qantas Frequent Flyer membership account, they are governed by the Terms and Conditions of the Qantas Frequent Flyer program and can not be reversed. Classic Award seats are subject to capacity controls and availability is limited. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com/frequentflyer. Store products are available for delivery in Australia only. The Qantas Frequent Flyer Store is operated by Carlson Marketing Group (Aust) Pty Ltd (ABN 96 003 848 922).
3. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. Balances must be paid in full each statement month. 
4. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us. 
5. American Express Business Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the Terms and Conditions and exclusions contained in the American Express Business Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313 (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/business and consider the appropriateness of that insurance in relation to your individual requirements.
6. Transactions with GST itemisation on American Express Commercial Card statements can act as proof of purchase for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the Merchant is classified as a Mixed Supply Merchant.
7. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of three months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply. 
8. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account of Cardmember’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within three business days and cannot be reversed. Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   

The Queensland Law Society receives revenue on member generated activity through this member benefits
program. The revenue is applied to maintain the quality and diversity of Queensland Law Society services,
further benefiting you professionally, personally and in your career and business. All costs incurred in marketing specific Queensland Law Society programs are borne by the commercial partner.
American Express will advise QLS of the names, and member numbers, of QLS members who take up this offer, for entry into their Customer Relationship Management database. The QLS privacy policy can be accessed online or by contacting QLS at 07 3842 5925. Queensland Law Society (ABN 33 423 389 441), 179 Ann Street, Brisbane QLD 4000.

Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.